Why SafetyWing? The Ultimate Travel Insurance for Digital Nomads
If you’ve landed on this page, you’re a smart traveler who understands the importance of having travel insurance. But let’s be honest—most travel insurance options come with a hefty price tag that makes you question whether you should even bother.
That’s where SafetyWing Nomad Insurance comes in. Their prices are hard to beat, but you might be wondering: what’s the catch?
As a full-time digital nomad who switched to SafetyWing in October 2022—and subsequently saved 80% on travel insurance costs—I’m here to share my honest experience. I’ll break down what’s great, what’s not, and help you decide whether SafetyWing is the right choice for your travels.
TL;DR: Should You Get SafetyWing?
If you’re short on time, the quick answer is YES. SafetyWing offers affordable travel medical insurance designed for digital nomads, but it’s also great for any long-term traveler.
What is SafetyWing?
Founded in 2018 by digital nomads, SafetyWing is a travel medical insurance provider designed to fill the gap in the market for affordable, flexible coverage. Despite their branding as “insurance for digital nomads,” you don’t need to be a digital nomad to purchase their plans. Whether you’re a remote worker, gap year traveler, or just taking an extended vacation, SafetyWing could be the right fit.
SafetyWing Products
SafetyWing offers two main insurance products:
1. Nomad Insurance (Best for Travelers & Digital Nomads)
This is their standard travel medical insurance that covers:
- Medical emergencies (up to $250,000 USD)
- Motor accidents (up to $250,000 USD)
- Emergency medical evacuation (up to $100,000 USD)
- Emergency dental care (up to $1,000 USD)
- Lost luggage (up to $3,000 USD)
- Travel delays (up to $100 per day, max 2 days)
💡 I personally use this plan on a rolling monthly subscription, and it’s been a game-changer for budget travel.
2. Nomad Health (For Comprehensive Global Health Insurance)
If you need long-term health insurance, Nomad Health covers:
- Doctor visits & check-ups
- Dental & eye care
- Prescription drugs
- More extensive medical treatments
This plan costs more than Nomad Insurance (about double) and requires a 12-month contract, but it’s ideal for travelers who need ongoing healthcare, especially if you’re from a country like the U.S. where private medical insurance is the norm.
What’s Covered in Nomad Insurance?
Since Nomad Insurance is the most popular option, let’s break down what’s covered:
✅ Medical Emergency: Up to $250,000 USD
✅ Motor Accidents: Up to $250,000 USD
✅ Emergency Medical Evacuation: Up to $100,000 USD
✅ Lost Luggage: Up to $3,000 USD ($500 per item)
✅ Travel Delay Coverage: Up to $100 per day (max 2 days)
✅ Repatriation of Remains: Up to $20,000 USD
✅ Local Burial: Up to $10,000 USD
✅ COVID-19 Coverage
✅ 1 Child (Under 10) Covered for Free Per Adult
Optional Add-ons:
- Adventure Sports Coverage (Up to $100,000 USD)
- Theft Coverage for Electronics (Up to $3,000 per period, $1,000 per item)
- USA Coverage (For non-US citizens)
💡 Before these add-ons existed, I had to buy extra coverage when doing adventure sports. Now, SafetyWing has made it easier!
What’s NOT Covered?
Like any insurance, SafetyWing has exclusions. Here are the key ones:
- Pre-existing medical conditions
- High-risk or professional sports (unless you add the adventure sports package)
- Lost or stolen personal belongings (unless you add theft coverage)
- Cancer treatment
- Trip cancellations before departure
Always read the full policy details before purchasing to ensure it fits your needs.
Pros and Cons of SafetyWing Insurance
✅ Pros:
- Super affordable (I haven’t found a better price!)
- $0 deductible (so even small claims are covered)
- Rolling subscription model (set it and forget it!)
- Buy insurance while already abroad
- Easy online claims process (average 2.7 days)
- Covers COVID-19
- Free child coverage (under 10)
- 30 days home-country coverage after 90 days abroad
❌ Cons:
- Maximum age limit is 69
- Additional coverage for adventure sports & electronics costs extra
Final Thoughts: Is SafetyWing Worth It?
Overall, SafetyWing is one of the best travel insurance options for budget-conscious travelers and digital nomads. With thousands of positive reviews and an average rating of 4+ stars, it’s clear they’re doing something right.
While some travelers complain about the claims process taking longer, my experience has been smooth, and at an 80% lower cost than my previous insurer, I have no regrets switching.
Whether you’re backpacking through Thailand, surfing in Bali, or road-tripping across Europe, SafetyWing provides peace of mind without breaking the bank.
🚑 Sign up for SafetyWing today and travel worry-free!
📌 Found this review helpful? Share it with your fellow travelers! 🌍✈️
Digital Nomad Insurance & Safety
Having the right insurance is crucial for both you and your pet. SafetyWing Nomad Insurance provides coverage for medical emergencies, including some pet-related incidents. For a full breakdown of nomad insurance options, visit The Best Digital Nomad Insurance Options.
Additional Resources for Digital Nomads
- Journo Travel Tips offers travel hacking strategies, including tips for flying with pets.
- The Ultimate Digital Nomad Guide 2025 provides insights into AI-powered remote work and passive income strategies for long-term travel.
- Hostinger is an excellent option for nomads looking to start a travel blog. For a step-by-step guide, read How to Build & Monetize Your Travel Blog.
- Fiverr connects digital nomads with freelancers for tasks such as pet-sitting arrangements or itinerary planning.
The Future of Pet-Friendly Digital Nomadism
Looking ahead, the world is becoming increasingly pet-friendly:
- 2025: EU to introduce Pet Schengen Visa for easier cross-border travel
- 2026: Major hubs to launch IATA-certified pet capsule hotels
- 2027: AI-driven pet collars translating stress signals into actionable alerts
By combining thorough preparation with technological advancements, digital nomads can successfully merge their wanderlust with responsible pet ownership. The journey demands adaptability, but the rewards—unbreakable companionship and endless adventure—make it a worthwhile pursuit.
Click here now to get NordVPN at an exclusive discount and safeguard your digital lifestyle today: Secure Your VPN Now
Your future self—safe, secure, and stress-free—will thank you.
Additional Resources for Digital Nomads
- The Best Digital Nomad Insurance Options – Why SafetyWing is #1
- The 5 Best Future-Proof Laptops for Digital Nomads in 2025
- Staying Connected on the Road: Securing Reliable Internet for Digital Nomads
Recommended Tools & Resources for Digital Nomads
To further enhance your remote work experience, check out these expert resources:
- Dane Homenick’s Ultimate Guide to Travel Hacking Cheap Flights – Learn expert tips to book the cheapest flights every time, for just $7 with a 60-day risk-free guarantee.
- The Ultimate Digital Nomad Guide 2025 – AI-powered insights on remote work, passive income, and sustainable travel for a borderless lifestyle.
- Journo Travel Tips – Discover essential travel tips and hacks from seasoned travelers.
By following these strategies and using the right tools, digital nomads can ensure their work remains uninterrupted no matter where they are. With careful planning and a proactive approach, you can embrace the freedom of travel without compromising on connectivity.
Stay connected and happy travels! 🚀
Discover the best digital nomad insurance options and why SafetyWing is the top choice for flexible, affordable coverage. Read more here!
